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Deciding How You'll Use Your Prepaid Phone
The most important step in deciding which of the available prepaid phone services is right for you is to think about how you foresee yourself using the prepaid phone. Once you decide how you are most presumably to use your cell phone, you can see which features will be more important.
What to Look for if you are Planning on Using Your Cellular Prepaid Phone Rarely
You never know when an emergency will strike, and you like to know that you will be able to stay in touch no matter what. Or you have had intermittent outages with your regular telephone or cellular service and would like to have the security of a backup cellular prepaid phone in case it happens again. Perhaps you are looking for a cell phone to give to your teenaged children, to ensure that they can always call home in case of emergency.
If this sounds like you, you're probably going to be making only a few calls, and those will most likely be spaced far apart. The most important thing for you will be that your minutes aren't drained away too quickly. Circumvent prepaid wireless phone plans where your minutes expire after a certain date or where you need to pay a service fee every month. Read the contract carefully to make sure that you won't be required to purchase a minimum number of minutes every month.
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The price you will be paying per-minute is not as important to you as other considerations, since you won't need to use many minutes. You also won't need a cell phone that has a lot of fancy features and capabilities. Long distance rates aren't greatly important for you, nor is having a wide range, since you'll be making most of your calls near your home.
What's Important if you Use Your Cellular Prepaid Phone Frequently
While you appreciate the convenience of a cell phone, you don't like committing to a long-term contract. Perhaps you don't want another creditor showing up on your credit article, your monetary situation isn't steady enough at the moment to want to pay a high monthly fee, or you've been burned by long-term contracts before. A prepaid phone gives you all the convenience of a regular cell phone without the hassle of a binding contract.
This kind of prepaid phone user is likely to do a medium to large amount of talking on their cell phones. Per-minute rates and long distance fees are going to be a serious consideration. You may be able to save money by buying your prepaid phone minutes in bulk. Expiration dates and minimum purchases should be reasonable, but aren't critical, since you will be using your minutes on a regular basis.
Another important consideration for you will be the ease and price of adding new minutes to the prepaid phone. Furthermore, the types of phone available with the plan will be important, since features like the ability to send text messages or track stock reports may come in handy.
Decide first, shop second. It's easy to compare the assorted plans when you're not swayed by the bells and whistles seeking to separate you from your cash.
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